Money & the twins future (talking savings)

Saving money for the twins future

Dave and I have been so caught up in our busy and hectic day-to-day lives lately that we had forgotten to think about the future and (more importantly) prepare for it. The money we earn from both of our jobs coming in literally goes straight out again – required for mortgage, food, petrol, pre-school fees, clothes, holidays etc..

Embarrassingly we’ve actually NEVER saved since we have been together (and we have now been married for nine years). Whilst neither of us are in any debt we’re still terrible at saving our cash. As you can probably tell I quite like to shop (!). Dave is the more careful of us both, but neither of us have been particularly good at saving up our pennies for our future or for a rainy day.

However, now that we are parents and subsequently have two children’s futures to think about, it has got us thinking lately about saving, i.e. preparing for all the expense to come. Because, (as we have twins) a lot will all come at the same time! School trips, first cars, University – and maybe even help towards their first home?

Saving money for the twins future

There are lots of different saving options for children – one of which is a Junior ISA, where the capital growth is tax free and friends and family can also contribute on behalf of the child.

The below info graphic is brilliant and has been produced by the friendly society, Shepherds Friendly, which discusses the question ‘Are you saving enough for your child?’ in more detail. It’s definitely helped Dave and I to make an educated decision as to whether we are saving enough, as well as reviewing our (non) saving habits.

Saving money for your children's future

It’s rather eye-opening isn’t it?!

Dave and I have now put a savings plan in place and are really looking forward to watching that pot grow and grow. It’s been quite tough committing to an amount a month, however we have got used to it quite quickly. Plus it feels SO good to be able to have money that we can put towards the twins future – as well as always having money there for a rainy day.

Love, Jess x


Post written in collaboration.

Jess Soothill

Jess is a Mother of twins, blogger and writer.

Find me on: Web | Twitter | Facebook


  1. February 28, 2017 / 9:44 am

    So important to save but so very easy to get caught up in the day to day too. Welld one for getting it dsorted

    • Jess
      February 28, 2017 / 11:12 am

      Thanks lovely 🙂 xx

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